Data leak at major credit reporting firm 700Credit impacts no fewer than 5.6 million individuals

Massive Data Breach at 700Credit Exposes Millions

More than 5.6 million individuals have had sensitive details—including their full names, home addresses, birth dates, and Social Security numbers—compromised in a security incident involving 700Credit. This company provides credit reporting and identity verification services to car dealerships throughout the United States.

On its official website, the Michigan-based firm attributed the breach, which occurred in October, to an unknown cybercriminal.

Michigan’s attorney general reported that the attacker accessed personal information gathered by dealerships between May and October 2025.

In response, 700Credit has begun notifying those impacted by sending out letters that also include offers for credit monitoring support.

"If you receive a letter from 700Credit, make sure to read it," urged Dana Nessel, Michigan’s attorney general. "Anyone whose data was exposed should act quickly to safeguard their personal information. Utilizing credit monitoring or placing a credit freeze can significantly reduce the risk of identity theft. I strongly advise residents to take advantage of these protective measures."