AMINA Bank Becomes First in Europe to Go Live With Ripple Payments

Ripple has secured a major milestone in Europe. AMINA Bank, a regulated Swiss crypto bank, is now the first European bank to officially go live with Ripple Payments. This marks a new step in connecting traditional banking infrastructure with blockchain rails. The partnership offers crypto-native clients a smoother way to move funds across borders without battling the usual frictions of old banking systems. Ripple announced the integration highlighting that this builds on AMINA’s earlier adoption of Ripple’s stablecoin, RLUSD.

A New Bridge Between Fiat and Blockchain

For years, crypto companies have struggled to work with traditional banking networks. Especially when sending stablecoins or handling global settlements. AMINA Bank says that the gap has now narrowed. Myles Harrison, Chief Product Officer at AMINA, explained that legacy correspondent banking systems simply were not built for digital assets. Stablecoin transfers, in particular, create friction because most banks do not support them.

Ripple Payments changes this. By plugging directly into Ripple’s licensed infrastructure, AMINA can now route transactions through fiat and stablecoin channels at the same time. Funds move faster. Costs drop. Transparency improves and reliability increases, even across borders. Harrison said this upgrade gives AMINA’s clients a real competitive edge at a time when web3 businesses are expanding globally.

Ripple Deepens Its Role in Europe’s Crypto Banking Push

Ripple sees the partnership as part of its broader strategy to mature digital asset payments worldwide. Cassie Craddock, Ripple’s Managing Director for the UK and Europe. She said AMINA is now acting as an “on-ramp” for innovators who need access to traditional financial infrastructure.

She emphasized that Ripple’s tech helps banks support multi-currency payouts. RLUSD transactions and stablecoin-based operations, all inside a compliant, licensed framework. Ripple Payments already handles more than $95 billion in processed volume and covers over 90% of global FX corridors. With AMINA now live, Ripple’s footprint in Europe deepens further. Especially as MiCA regulations create clearer pathways for licensed digital asset activity.

Why This Partnership Matters

AMINA Bank has grown quickly since receiving its FINMA banking license in 2019. This year, it added regulatory approvals in Hong Kong and the EU under MiCA. The Ripple integration now layers payments infrastructure on top of those licenses. This gives AMINA one of the most advanced crypto-banking stacks in Europe. For Ripple, the win shows how its technology can sit inside a regulated bank without compromising compliance or reliability.

Also, for AMINA’s clients, it means fewer delays, fewer intermediaries and faster access to liquidity. As crypto companies expand across borders, consequently, partnerships like this are becoming essential. Specifically, Ripple and AMINA now aim to set a new standard for how banks support digital assets, treating them not as a side feature. But as a core part of modern financial services.