Mutuum’s DeFi Lending Engine: Building Automated Trust Through Smart Contracts

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Mutuum’s DeFi Lending Engine: Building Automated Trust Through Smart Contracts

Bitget-RWA2025/11/19 09:38

By:Bitget-RWA

- Mutuum Finance confirms Q4 2025 V1 protocol launch on Sepolia testnet, with $18.9M raised and 18,000+ token holders in presale. - Platform automates lending via smart contracts, featuring a dual-model system to eliminate intermediaries and ensure transparency. - Presale pricing model drives demand, with Phase 6 at 99% allocation and token prices rising 250% to $0.035. - Community engagement includes gamified incentives and transparent updates, supported by CertiK audit and $50K bug bounty. - V1 testnet l

Mutuum Finance (MUTM), a DeFi platform built on Ethereum, is making swift progress toward its initial major goal, having announced that its V1 protocol will go live on the Sepolia testnet in Q4 2025. The project has secured over $18.9 million in funding and attracted upwards of 18,000 token holders, reflecting robust community interest even before launch

as per the most recent update

. The protocol, which seeks to streamline lending and borrowing via smart contracts, will soon be available, with token values

surging 250% from the original $0.01 price

to $0.035 in the current round.

Mutuum Finance utilizes a dual-model lending structure to remove middlemen and prioritize both transparency and safety. The roadmap outlines the introduction of a liquidity pool for asset deposits, mtTokens as proof of interest earnings, and a liquidator bot to handle high-risk loans

according to recent reports

. These features are set to launch with V1, which will initially accept

ETH

and

USDT

as collateral options

as outlined in the development schedule

. The team has highlighted a methodical development process, with the current focus in Roadmap Phase 2 on perfecting the core code and optimizing risk controls

as mentioned in the latest progress report

Mutuum’s DeFi Lending Engine: Building Automated Trust Through Smart Contracts image 0

Community involvement has been further encouraged through a daily leaderboard, which awards $500 in MUTM tokens to the top contributor every 24 hours

as noted in the latest update

. This competitive reward system, together with transparent project updates, has kept engagement levels high. Security is also a priority, with a CertiK audit resulting in a 90/100 Token Scan score and a $50,000 bug bounty program to enhance protocol reliability

as detailed

With the V1 testnet set to launch in Q4 2025, Mutuum Finance is moving from development to practical testing. This phase will let users interact with liquidity pools, mtTokens, and lending systems, representing a significant milestone in demonstrating the platform's effectiveness

as indicated in the official roadmap

. Experts point out that this hands-on testing stage is crucial for DeFi projects, as it helps validate technical claims and can lead to broader adoption

as reported

Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.

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