XRP News Today: XRP Transforms From a Payment Solution to a Worldwide Financial Backbone

The

Ledger (XRPL) is set to indirectly connect with more than 5,000 banks across Europe through an innovative proof-of-concept (PoC) that bridges the Single Euro Payments Area (SEPA) and blockchain settlements. This project, brought to light by X user ProfessoRipplEffect, showcases instant euro transactions using the Interledger Protocol (ILP) and XRPL, to link traditional bank deposits with digital asset liquidity, all without modifying SEPA’s existing framework. This advancement represents a major move toward incorporating blockchain into regulated financial environments, XRP’s function as a liquidity facilitator.

At the same time, UK fintech company CreditBlockchain has launched its XRP Hash Power Platform, which utilizes artificial intelligence (AI) to boost XRP’s capabilities. This platform enables users to dedicate computing power through XRP, automating asset management and ensuring transparency on-chain. with Ripple’s blockchain strengths, the platform seeks to turn XRP from a passive holding into an active, revenue-generating asset. Its offerings include a global cloud network available around the clock, data centers powered by renewable energy, and live performance tracking, for institutional clients.

The first liquid-staking token for XRP, mXRP, has now entered the

Chain ecosystem, with as its inaugural partner on the platform. This expansion enables XRP owners to earn returns through DeFi while keeping on-chain transparency and smart contract oversight. mXRP, issued by Midas and supported by Axelar’s cross-chain technology, represents a claim on XRP assets and managed by external partners. This move opens up BNB Chain’s 480,000 XRP investors to a transparent, yield-focused product .

Ripple CEO Brad Garlinghouse highlighted the company’s commitment to connecting conventional finance with blockchain, noting that institutional collaborations have grown to over 300 banks and financial entities worldwide. Partners include Santander, SBI Remit, and PNC Bank, though many utilize RippleNet’s messaging system rather than XRP itself. Garlinghouse pointed out that

, such as the July 2025 court decision declaring XRP not a security, has increased institutional trust. This momentum led to the debut of the first U.S. XRP spot ETF by Canary Capital (ticker: XRPC), which in November 2025, giving traditional investors access to XRP without direct asset management.

Evernorth Holdings, a new organization focused on institutional XRP use, has submitted a preliminary registration to the SEC to merge with Armada Acquisition Corp. II. The merged entity aims to establish the largest public XRP treasury on Nasdaq, using $1 billion in gross proceeds to increase its XRP per share through DeFi yield strategies and capital market operations

. Market watchers have set positive price forecasts for XRP, from greater stablecoin use and rising cross-border payments.

The intersection of blockchain advancements, institutional alliances, and regulatory developments is positioning XRP as a significant force in the transformation of global finance. While direct XRP adoption by banks varies, indirect access through SEPA integration and liquid staking highlights its importance as a settlement platform. As Ripple’s network grows—with stablecoins like RLUSD and infrastructure investments—the asset’s usefulness could expand beyond cross-border transfers into mainstream financial activities

.