Visa’s Growth in Blockchain and AI Drives Earnings Above Expectations, Offsetting Competition from Emerging Challengers
- Visa reported Q4 2025 net revenue of $10.7B, up 12% YoY, driven by cross-border payments and AI-powered services, exceeding analyst forecasts. - The company announced expanded stablecoin support across four blockchains and 16B Visa tokens, aiming to counter competition from Brazil's Pix and DeFi platforms. - Despite challenges from instant payment systems and decentralized finance, Visa maintains $618B market cap and $26B operating profits, with 14% dividend increase signaling confidence. - Analysts upgr
Visa Inc. (V) delivered fiscal fourth-quarter 2025 results that surpassed expectations, fueled by significant gains in cross-border transactions and services enhanced by artificial intelligence. The company also revealed intentions to broaden stablecoin support across four separate blockchain platforms. Net revenue climbed 12% from the previous year to $10.7 billion, topping analyst projections of $10.61 billion, while adjusted earnings per share (EPS) came in at $2.98, in line with forecasts, according to a
These results highlight Visa’s ability to withstand mounting competition from AI-powered platforms such as Brazil’s Pix and decentralized finance (DeFi) alternatives. Pix, which handled 56 billion transactions in 2024, has disrupted the global payments sector with its fast and affordable approach, while DeFi providers like Pecunity are transforming transaction models in areas with favorable regulations, according to a
Growth in cross-border transactions and value-added services (VAS) played a pivotal role. VAS revenue jumped 26% year-over-year in Q3 2025, driven by AI-based fraud detection and instant analytics, the Bitget report mentioned. Visa also raised its quarterly dividend by 14% to $0.67 per share, reflecting confidence in ongoing profitability, according to a
Visa’s expansion into stablecoins mirrors a wider industry movement toward blockchain adoption. The company now manages 16 billion
Looking forward, Visa anticipates net revenue and EPS to grow at a low double-digit rate in 2026, with CFO Christopher Suh stressing the importance of cost management and innovation in AI-driven commerce, according to an
Disclaimer: The content of this article solely reflects the author's opinion and does not represent the platform in any capacity. This article is not intended to serve as a reference for making investment decisions.
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