Ripple National Trust Bank Nears Deadline with XRP Integration

Ripple is approaching an important milestone. The documents for Ripple National Trust Bank were signed by Stuart Alderoty and Timothy Keaney on June 30, 2025. These agreements set a 120-day deadline, which falls in October 2025, shares JackTheRippler via an X post. Investors and the crypto community are closely watching the developments, particularly because of XRP, Ripple’s native digital asset.

🚨BREAKING: Documents signed by Stuart Alderoty and Timothy Keaney on June 30, 2025.

Deadline: 120 days after signature. October 2025!

💥RIPPLE NATIONAL TRUST BANK💥 #XRP pic.twitter.com/WjaQ6oYfn2

— JackTheRippler ©️ (@RippleXrpie) October 6, 2025

The Importance of the Documents

Stuart Alderoty, Ripple’s General Counsel, and Timothy Keaney, a senior regulatory executive, signed key documents to move the bank forward. The agreements expects to cover regulatory approvals, operational readiness and XRP integration.

The 120-day deadline is key, and missing it could delay Ripple’s plans and raise concerns among investors. XRP holders are especially interested in seeing how the digital asset will be used in the bank’s operations.

Ripple National Trust Bank and XRP

Ripple National Trust Bank aims to connect traditional banking with the cryptocurrency world. It will allow XRP to be used for payments, custody solutions and other financial services in a regulated environment.

By integrating XRP, Ripple hopes to make transactions faster, cheaper and more secure. Businesses and financial institutions can benefit from improved cross-border payment solutions. This also makes the confidence in XRP stronger as a practical tool for transferring value.

The October 2025 Deadline

The June 30 signing started the 120-day countdown. By October 2025, Ripple must meet all the requirements to keep the project on track. The crypto community and investors are watching closely to see if Ripple can deliver on its promises.

If Ripple meets the deadline, it will reassure the investors and show operational readiness. Any delays can raise concerns about the timeline and the integration of XRP into banking services.

Broader Impact for Ripple and XRP

A successful launch could boost XRP’s role in cross-border payments, which is a key part of Ripple’s strategy. Institutional investors may view XRP as both a functional currency and a long term investment.

Ripple National Trust Bank could also serve as an example for other crypto companies. It shows how digital assets like XRP can work safely within traditional finance. This combination of innovation and compliance is important for broader adoption.

What This Means For XRP 

As October 2025 approaches, the focus is on Ripple’s ability to implement XRP effectively. Completing this milestone will mark a huge step in bringing digital assets into mainstream finance.

The Ripple National Trust Bank is more than just a regulatory milestone. It represents a key development for XRP adoption, bridging the gap between traditional banking and cryptocurrencies. For investors, businesses and the crypto community, the bank’s progress is a clear sign of Ripple’s growing influence in the financial world.